One of the most overlooked tax strategies for entrepreneurs and early-stage investors is the Qualified Small Business Stock (QSBS) exclusion under IRC §1202. When structured properly, QSBS can allow up to a 100% exclusion of federal capital gains on the sale of stock—potentially saving millions in taxes.
Required Minimum Distributions: What You Need to Know Before Year-End
Fall is a season for preparation — a time to review what you’ve built and make sure it’s safe for the future. Many assets are exposed to risks you may not realize. Learn how thoughtful wealth planning can help protect your retirement accounts, your home, and your legacy.
Roth IRA Conversion: “Are They Right for Me?” (Year-End Edition)
Fall is a season for preparation — a time to review what you’ve built and make sure it’s safe for the future. Many assets are exposed to risks you may not realize. Learn how thoughtful wealth planning can help protect your retirement accounts, your home, and your legacy.
Asset Protection: The Overlooked Side of Wealth Planning
Fall is a season for preparation — a time to review what you’ve built and make sure it’s safe for the future. Many assets are exposed to risks you may not realize. Learn how thoughtful wealth planning can help protect your retirement accounts, your home, and your legacy.
Clean Books, Big Offers: Why Financial Clarity Increases Your Business Value
When buyers look at your business, the first thing they want to see is clean, reliable financials.If your books are messy, outdated, or unclear, you’re leaving money on the table—and possibly scaring away serious buyers altogether.Here’s why financial clarity matters, and what you can do about it.
AI vs. the Code: A $6 Million Reality Check
AI (and the IRS position it echoed) claimed that pre-contribution gain on property contributed to a partnership must always be allocated to the original contributing partner—full stop. Reading it, you could believe we’d overlooked something big.
No More Government Checks
Big changes are coming to the way the federal government handles payments. On March 25, 2025, the White House announced an executive order titled “Modernizing Payments To and From America’s Bank Account” (EO 14247). Beginning September 30, 2025, the federal government will stop issuing paper checks for most payments. This includes IRS tax refunds, Social Security benefits, veterans’ benefits, and even vendor payments. The order also directs that payments to the federal government, such as taxes and fees, must be made electronically as soon as practicable. For taxpayers, the easiest option is to use the IRS website to make payments online.
How Exit/Succession Planning Delivers Freedom
In our experience, business owners want to build more than revenue—they are building the future. The decisions made today determine not only their income, but also the long-term value of their business. Indirectly, they are building a legacy.
Building Value Today, Creating Options for Tomorrow
Tariffs, Costs, and Tax Planning
Trump’s tariffs continue to reshape the cost landscape for U.S. businesses. Higher import costs on steel, aluminum, electronics, and auto parts are hitting the manufacturing, construction, and automotive industries the hardest. Increasing supply costs and mounting labor pressures are also affecting restaurants, hospitality, and retail businesses. For companies dealing with these increased costs, the impact is more than operational; it directly affects tax planning and strategy.
The Silver Tsunami: A Wave of Retirements Reshaping Local Business
The Silver Tsunami:
A Wave of Retirements Reshaping Local Business
By Brian Cassidy
Every day, 10,000 baby boomers retire—many are business owners. What does this mean for Northern Nevada, and how can you prepare?
The Silver Tsunami:
A Wave of Retirements Reshaping Local Business
By Brian Cassidy
Every day, 10,000 baby boomers retire—many are business owners. What does this mean for Northern Nevada, and how can you prepare?
Across America
Across America—and right here in Northern Nevada—we are experiencing what many call the “Silver Tsunami.” Every day, 10,000 baby boomers reach retirement age, and many of them are business owners who built their companies from the ground up.
For our community, this wave of retirements brings both challenge and opportunity. On one hand, the departure of long-time owners can put jobs, customer relationships, and even entire industries at risk if succession plans aren’t in place. On the other, it creates a historic opportunity for the next generation of entrepreneurs to step in, invest, and carry these businesses forward.
At Keystone Business Brokers
At Keystone Business Brokers, we see this transition up close. Selling a business isn’t just a financial transaction—it’s about protecting a lifetime of work and ensuring that the legacy continues. For buyers, it’s a chance to acquire a company with strong roots and loyal customers. For sellers, it’s about peace of mind, knowing their employees and community will continue to thrive.
The question every business owner should be asking right now is: Am I prepared? Exit planning takes time, and the most successful transitions happen when owners think ahead rather than wait until circumstances force their hand.
The Silver Tsunami is here
The Silver Tsunami is here. If you’re a business owner nearing retirement—or even just beginning to think about what comes next—now is the time to start the conversation.
At Keystone, we’re committed to helping owners navigate this change with integrity, transparency, and respect for the legacies they’ve built.