Fall is a season for preparation — a time to review what you’ve built and make sure it’s safe for the future. Many assets are exposed to risks you may not realize. Learn how thoughtful wealth planning can help protect your retirement accounts, your home, and your legacy.
New 1099 Filing Rules: What Businesses Need to Know
One of the most overlooked tax strategies for entrepreneurs and early-stage investors is the Qualified Small Business Stock (QSBS) exclusion under IRC §1202. When structured properly, QSBS can allow up to a 100% exclusion of federal capital gains on the sale of stock—potentially saving millions in taxes.
Unlocking Major Tax Savings with Qualified Small Business Stock (QSBS)
One of the most overlooked tax strategies for entrepreneurs and early-stage investors is the Qualified Small Business Stock (QSBS) exclusion under IRC §1202. When structured properly, QSBS can allow up to a 100% exclusion of federal capital gains on the sale of stock—potentially saving millions in taxes.
Asset Protection: The Overlooked Side of Wealth Planning
Fall is a season for preparation — a time to review what you’ve built and make sure it’s safe for the future. Many assets are exposed to risks you may not realize. Learn how thoughtful wealth planning can help protect your retirement accounts, your home, and your legacy.
Clean Books, Big Offers: Why Financial Clarity Increases Your Business Value
When buyers look at your business, the first thing they want to see is clean, reliable financials.If your books are messy, outdated, or unclear, you’re leaving money on the table—and possibly scaring away serious buyers altogether.Here’s why financial clarity matters, and what you can do about it.
AI vs. the Code: A $6 Million Reality Check
AI (and the IRS position it echoed) claimed that pre-contribution gain on property contributed to a partnership must always be allocated to the original contributing partner—full stop. Reading it, you could believe we’d overlooked something big.
Clarity. Comfort. Confidence. Better Outcomes.
At Keystone Wealth Advisors, we exist to provide clients with clarity, comfort, and confidence—guiding them beyond numbers to achieve better outcomes, greater peace of mind, and the freedom to focus on what matters most.
When Interest Rates Drop, Who Wins and Who Loses?
Interest rates play a big role in shaping financial opportunities, and when they move, the impact isn’t the same for everyone. A drop in rates can create winners and losers—sometimes in surprising ways.
No More Government Checks
Big changes are coming to the way the federal government handles payments. On March 25, 2025, the White House announced an executive order titled “Modernizing Payments To and From America’s Bank Account” (EO 14247). Beginning September 30, 2025, the federal government will stop issuing paper checks for most payments. This includes IRS tax refunds, Social Security benefits, veterans’ benefits, and even vendor payments. The order also directs that payments to the federal government, such as taxes and fees, must be made electronically as soon as practicable. For taxpayers, the easiest option is to use the IRS website to make payments online.
How Exit/Succession Planning Delivers Freedom
In our experience, business owners want to build more than revenue—they are building the future. The decisions made today determine not only their income, but also the long-term value of their business. Indirectly, they are building a legacy.